12 Month Financing
No interest if Paid in Full within 12 months*. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.
*No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation. The required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum Interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Buy it your way with Sofas Etc. Layaway!
Our Layaway plan makes it easier to get the things you want. Let's say you see something you'd really like to buy. Maybe it's a hot new sectional style that's selling out fast wherever it appears. Or maybe it's just the chair you've always wanted at a price that's too good to pass up. But let's also say that, for whatever reason, now is not a great time for you to make the purchase.
That's where the Sofas Etc. Layaway plan comes in. The Sofas Etc. Layaway plan lets you set aside the items you want at their current price and then pay for them over time in instalments that work for your budget. All you need to do is open a Layaway account and make a down payment of 20% of the item price. Then you just pay as you go and before you know it, voila!, your new purchase is yours to take home.
The Sofas Etc. Layaway plan is a terrific way to save on the furniture you want, whether for yourself or as a gift. Start now and your furniture will be yours to take home in time for Christmas. Set up a Sofas Etc. Layaway plan to buy something special for yourself or someone you care about.
*All Layaways must be paid in full within 90-days of the purchase date. If the furniture is not paid in full within 90-days, a 40% restocking fee will be applied to the entire invoice (All payments/deposits made toward the Layaway will be applied toward the restocking fee). A minimum of 50% down is required to remove the furniture from stock and placed into the warehouse. Placing less than 50% down will guarantee you as the owner of the furniture but will remain in stock and tagged as SOLD. Only stock models are eligible to be placed on the Layaway Program.
Methods of Payment
We accept Visa, Mastercard, American Express, Discover, Checks & cash!



